Blog

April 21, 2022

You pay for long-term disability insurance and count on it to provide benefits should you ever be unable to work. If the insurance company denies your claim when that day comes, it must inform you why. If the denial is based on a pre-existing condition, don’t just accept the denial. You have options.

April 18, 2022

You’ve worked hard your whole life only to find yourself injured or permanently disabled due to a medical condition. If you made the decision to sign up for long-term disability insurance at your work, you should be looking at a benefits package that will protect your income for the duration of your disability.

March 16, 2022

One in every four Americans embarking on their careers in their 20s will experience a period of disability that will prevent them from working for a year or more before they retire. That’s a good reason to invest in a long-term disability (LTD) policy. Many companies offer them to employees, and they are also available on the private insurance market.

Feb. 3, 2022

Many employers provide long-term disability insurance coverage in their employee benefits package. Some people have disability coverage included as part of their life insurance coverage they may purchase on their own.

Jan. 25, 2022

If an insurance company has denied your claim for long-term disability benefits, it is still too early to give up. All long-term disability policies provide the claimant with at least one level of administrative appeal to make sure that hardworking Americans receive the benefits to which they are entitled.

Dec. 2, 2021

Having a healthy and productive workforce is crucial for the continued operation of any business. Long-term disability insurance policies are designed to protect a portion of an employee’s income should they become unable to work for an extended period due to a serious injury or illness.

Nov. 2, 2021

According to the Bureau of Labor Statistics (BLS), long-term disability benefits were made available to 34 percent of civilian employees, and short-term disability benefits were available to 40 percent in 2020.